We Need Project Financing
Most industrial projects that fail to obtain financing are not unfinanceable — they are unprepared. Lenders decline on missing evidence far more often than on weak economics: no defined scope, no independent estimate, no offtake, no ESG assessment, no permits.
Why financing applications stall
The usual causes are an estimate class that cannot support the requested amount, no evidence of demand, unresolved permits, absent ESG work and a financial model that assumes day-one nameplate output.
Instruments and where they fit
Most industrial investments end up blended across two or three instruments, matched package by package.
- Bank term debt — proven operations, strong balance sheet
- ECA-backed buyer credit — imported equipment, long tenor, competitive pricing
- Development finance — food security, energy, water, infrastructure, emerging markets
- Leasing — replaceable equipment, working-capital preservation
- Supplier credit — shorter tenor, faster, priced into equipment
Building the bankable pack
Assemble one controlled document set and keep it current. Every week of diligence delay traces back to a document that does not exist yet.
- Feasibility study with Class 3 estimate
- Financial model with DSCR, sensitivities and a downside case
- Permits register, land title and site evidence
- Offtake and raw-material supply agreements
- Sponsor financials and management track record
- Environmental and social assessment
Sequencing
Engage lenders during feasibility, not after. Their conditions shape contract form, equipment origin and documentation — all cheap to design in and expensive to retrofit.
Buyer checklist
Use this as a readiness test before committing capital or issuing an RFQ.
- 01Instrument matched to project type and asset life
- 02Estimate class sufficient for the requested amount
- 03Lender-standard financial model with DSCR and sensitivities
- 04Ramp-up modelled explicitly
- 05Permits and land evidence assembled
- 06Offtake or demand evidence documented
- 07ESG assessment underway
- 08Sponsor financials current and audited
- 09Contract form aligned with lender conditions
- 10Independent technical review commissioned
Common mistakes
- 01Approaching lenders after procurement
Contract form and equipment origin may already disqualify the best facilities.
- 02Concept-grade estimates in a funding request
Diligence exposes the gap and restarts the process.
- 03No downside case
Lenders finance the downside, not the base case.
Frequently asked questions
What do lenders require for an industrial project?+
A defined scope with a Class 3 estimate, a lender-standard financial model with sensitivities and DSCR, permits, offtake evidence, sponsor financials and an environmental and social assessment.
When should we approach financiers?+
During feasibility. Financing conditions shape contract structure, equipment origin and documentation requirements before procurement decisions are made.
Where this fits in your project
Global B2B Group is supplier-neutral and free for buyers. We help owners, investors and government organisations prepare industrial investments, qualify suppliers and structure project financing — with human experts, end to end.